At Certified Federal Credit Union, we believe in offering basic products and services that directly meet the needs of our members. We keep the cost low and the return on your investment high. Our products project simplicity at its finest, allowing our members to know exactly what they are getting. Our overall aim is to provide products that have what it takes to compete and outpace our competitors. We expect a lot from ourselves and take pride in providing only the highest quality service to our members.

Select from any of these options and start getting the benefits of a checking account that helps you and your wallet.

Checking Account Summary

Regular Checking

• Unlimited check writing.
• Free unlimited ATM withdrawals at any CO-OP ATM machine. (A fee may be charged for each ATM withdrawal made at a non-CO-OP ATM machine.
• Minimum opening deposit of $25.00.
• Unlimited P.O.S. transactions.
• No monthly service charge if you are:
  - 55 or older or
  - maintain a $350 balance at all times;
  - otherwise a nominal monthly fee.

• CFCU debit card available.

Simply Checking

• NO MONTHLY SERVICE FEE.
• UNLIMIITED check writing.
• A charge for each ATM, P.O.S. or FSCC transaction will apply.
• Minimum opening deposit of $25.00.
• CFCU debit card available.

24-Hour ATM Access
~ Cash access through thousands of automated teller machines with your CFCU ATM card.
~ Participating networks are Plus, Star, CO-OP and Explore Systems.

Overdraft Protection
~ Available funds are transferred to your checking account automatically from your CFCU Savings account or other authorized share accounts.

Financial Service Center Cooperative
~ A network of credit unions located nationwide that can accept your deposits and credit them to your account.
~ Call the toll-free locator number at (888) 287-9475 or go online to www.cuswirl.com

CO-OP Deposits
A network of credit union ATM's located nationwide that can accept deposits for members 24 hours a day. Visit www.co-opnetwork.org for the nearest ATM machine.

Audio Response Teller
24-Hour Information Access to your accounts with limited transaction capability.
Easy to use (Simply call 1 (800) 228-3701, press option 3.)

Check Safekeeping
~ Provided with every checking account automatically.
~ Checks are stored on Microfilm for 5 years.
~ Copies are provided for a nominal fee.