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Rates > Home Loans

Home Equity Loan:
Certified Federal Credit Union has one of the most competitive home equity loans available. You may be able to qualify and borrow up to 100% of the value on your home. The interest rates are highly competitive with flexibility in terms from 5 to 20 year amortization periods.

We also offer a home equity line of credit. This type of loan gives you the flexibility and control to use it as you need to. You can choose to make payments, pay off the balance in a lump sum and re-use the line of credit as the need arises. The minimum monthly payment is set up to be very affordable.

More importantly, CFCU reviews every application by its overall merit and not solely by guidelines. You will find that the underlying theme is our home equity loans is flexibility for our members. We depend on this flexibility to decide which program would fit your need the best, whether it's for home improvements, bill consolidation or any major expense. Our home equity loans are tailored to strengthen your financial goals. Of course, consult your tax advisor but having a home equity loan may qualify you for tax advantages.

(Purchasing or Refinance)

Loan Type
Rate
Home Equity Line of Credit
Prime Plus (Margin)
Home Equity Loan
Call for Rate
30 year Fixed Rate - Conforming
Call for Rate
30 year Fixed Rate - Jumbo
Call for Rate
15 year Fixed Rate - Conforming
Call for Rate
15 year Fixed Rate - Jumbo
Call for Rate
Call For Rates: 1.800.228.3701 ext.129 or ext.137

1st Mortgage Loan Programs:
CFCU has very competitive mortgage lending programs. Whether you are a 1st time home buyer or a seasoned homeowner, we offer a variety of programs to give you solutions. We offer conforming and jumbo loans, adjustable and fixed rates, 10 to 30 year amortization period, interest only payments and loan programs for those that may have had credit issues in the past; we offer them at very competitive rates and terms.

Our strengths lie in our ability to process quickly and provide immediate loan approvals. Our lending department carries the knowledge of over 10 years of experience. So if there is a solution available, we will find it and provide it to our members.

Call or email us and find out how well we do in mortgage lending. Call us Toll Free at: 1 (800) 228-3701 and press option 7 or email info@certifiedfcu.org.